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Christopher Ariano

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So far Christopher Ariano has created 56 blog entries.

Pros and Cons of a Reaffirmation Agreement

Pros and Cons of a Reaffirmation Agreement

reaffirmation agreementThe purpose of bankruptcy is so debtors can sever ties between debt owners and themselves. However, there are situations where some debt is necessary, such as mortgages and car notes. During the bankruptcy petition process, attorneys will instruct debtors to […]

Answers to Common Chapter 7 Bankruptcy Questions

Answers to Common Chapter 7 Bankruptcy Questions

chapter 7 bankruptcy questionsConsumers who’ve responsibly handled their finances, but suddenly find their situation in dire straits due to medical issues or employment loss, may wonder what Chapter 7 bankruptcy can do to aid their financial recovery.

We put together these common […]

Senior Citizen Bankruptcy and Why It Has Increased

Senior Citizen Bankruptcy and Why It Has Increased

senior citizen bankruptcyAccording to a recent 2018 report, there has been a steep increase over the past decade in the amount of debt accumulated by individuals aged 75 or older. As the debt grows, so does the incidence of bankruptcy […]

Chapter 7 vs Chapter 13 vs Chapter 11

Chapter 7 vs Chapter 13 vs Chapter 11

chapter 7 vs chapter 13 bankruptcyThese terms are thrown around frequently in bankruptcy law.  These chapters determine how a person or entity is supposed to file and each one provides different avenues for debtors. This post will briefly explain […]

Filing Bankruptcy Without an Attorney in Arizona

Filing Bankruptcy Without an Attorney in Arizona

filing bankruptcy without an attorneyEveryone is entitled to their time in court, regardless of whether or not they are represented by an attorney.  Whether because you choose to represent yourself or represent yourself because of lack of funds to pay an […]

What You Need to Know About Divorce & Bankruptcy in Arizona

What You Need to Know About Divorce & Bankruptcy in Arizona

divorce and bankruptcy in arizonaFiling personal bankruptcy is an arduous process already. Imagine the strain when one is filing divorce during their dissolution of marriage, then multiply the arguments raised by your ex-spouses attorney by how many […]

Debts Not Dischargeable in Bankruptcy in Arizona

Debts Not Dischargeable in Bankruptcy in Arizona

debts not dischargeable in bankruptcy	debts not dischargeable in bankruptcy	debts not dischargeable in bankruptcyUnder normal circumstances, most debts in Chapter 7 and 13 cases are fully dischargeable. This includes credit cards, loans, mortgages, auto loans, money you borrowed from a neighbor twenty […]

Debt Consolidation vs Bankruptcy

Debt Consolidation vs Bankruptcy

debt consolidation vs bankruptcyBecause so many Arizonans find themselves over their heads in debt without income to cover basic life expenses, we’d like to discuss the two common choices consumers use to escape the debt nightmare: debt consolidation and bankruptcy.

Both will leave undesirable marks […]

Can You File Bankruptcy on Payday Loans in Arizona?

Can You File Bankruptcy on Payday Loans in Arizona?

Can You File Bankruptcy on Payday LoansWhen you have difficulties dealing with day to day expenses, you can easily fall in the trap of payday loans. While they may seem like a life-saving option at the time being, payday […]

Senior Citizen Bankruptcy for Arizona Residents

Senior Citizen Bankruptcy for Arizona Residents

senior citizen bankruptcy for arizona residentsAs you grow older, you want some peacefulness and the knowledge that you’ve worked hard in order to enjoy financial stability in the years to come. Things don’t always go according to plan, however. Statistics suggest that […]

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